Rates







Loans | Savings

Loan Rates


Loan rates effective May 13, 2013.  Rates are subject to change and "On Approved Credit".


We strive to match dealer or other lender rates. If you are offered a lower rate, bring that offer to the Credit Union and we may be able to match it. Remember, your loan supports the Credit Union.

 

Loans Rate APR* Term  
New Auto Loans with no down payment up to 90% MSRP

2.99

2.99 36  Calculator
New Auto Loans with no down payment up to 90% MSRP

2.99

2.99

48 Calculator
New Auto Loans with no down payment up to 90% MSRP 3.99 3.99 60 Calculator
New Auto Loans with no down payment up to 90% MSRP 4.25 4.25 72 Calculator
New Auto Loans with no down payment up to 90% MSRP 4.44 4.44 84 Calculator
Used Auto Loans up to 100% High Blue Book 4.99 4.99 36 Calculator
Used Auto Loans up to 100% High Blue Book 4.99 4.99 48 Calculator
Used Auto Loans up to 100% High Blue Book 4.99 4.99 60 Calculator
New Boat, Motorhome, Travel Trailer, Misc RV's with 10% Down Payment 6.03 6.03 24 Calculator
New Boat, Motorhome, Travel Trailer, Misc RV's with 10% Down Payment 6.03 6.03 36 Calculator
New Boat, Motorhome, Travel Trailer, Misc RV's with 10% Down Payment 6.03 6.03 48 Calculator
New Boat, Motorhome, Travel Trailer, Misc RV's with 10% Down Payment 6.03 6.03 60 Calculator
New Boat, Motorhome, Travel Trailer, Misc RV's with 10% Down Payment 6.33 6.33 72 Calculator
New Boat, Motorhome, Travel Trailer, Misc RV's with 10% Down Payment 6.99 6.99 84  Calculator
New Boat, Motorhome, Travel Trailer, Misc RV's with 10% Down Payment 7.99 7.99 120 Calculator
Used Boat, Motorhome, Travel Trailer, Misc RV's up to Low Blue Book 6.03 6.03 24 Calculator
Used Boat, Motorhome, Travel Trailer, Misc RV's up to Low Blue Book 6.03 6.03 36 Calculator
Used Boat, Motorhome, Travel Trailer, Misc RV's up to Low Blue Book 6.03 6.03 48  Calculator
Used Boat, Motorhome, Travel Trailer, Misc RV's up to Low Blue Book 6.03 6.03 60  Calculator
Used Boat, Motorhome, Travel Trailer, Misc RV's up to Low Blue Book 6.33 6.33 72 Calculator
Used Boat, Motorhome, Travel Trailer, Misc RV's up to Low Blue Book 6.99 6.99 84 Calculator
Used Boat, Motorhome, Travel Trailer, Misc RV's up to Low Blue Book 7.99 7.99 120 Calculator
New Motorcycle, Jet Ski, Snowmobile with 10% down 4.99 4.99 36 Calculator
New Motorcycle, Jet Ski, Snowmobile with 10% down 4.99 4.99 48 Calculator
New Motorcycle, Jet Ski, Snowmobile with 10% down 4.99 4.99 60 Calculator
Used Motorcycle, Jet Ski, Snowmobile up to Low Blue Book 5.99 5.99 36 Calculator
Used Motorcycle, Jet Ski, Snowmobile up to Low Blue Book 5.99 5.99 48 Calculator
Used Motorcycle, Jet Ski, Snowmobile up to Low Blue Book 5.99 5.99 60 Calculator
Unsecured Signature Loans up to $10,000 6.25 6.25 12 Calculator
Unsecured Signature Loans up to $10,000 6.25 6.25 24 Calculator
Unsecured Signature Loans up to $10,000 6.25 6.25 36 Calculator
Unsecured Signature Loans up to $10,000 6.25 6.25 48 Calculator
Overdraft Line of Credit 7.00 7.00 12 Calculator
Share/Savings Secured Loans up to 120 months 3.60 3.60 120 Calculator

 

*APR = Annual Percentage Rate
  • Rates shown are our best rates. Your rate may vary depending on your credit history. 

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Savings Rates


Rates shown reflect the most recent rates as of 9/30/2013, and are subject to change quarterly.

 

Savings Dividend Rate APY* Terms
Regular Share and Savings Accounts with a balance over $50 0.100

0.100

n/a
Traditional, Roth, and Educational IRA Accounts 0.100

0.100

n/a
       
       

 

*APY = Annual Percentage Yield


The Dividend Rates and APY's listed above for share/savings, IRA, and share draft accounts were the rates paid on the last dividend declaration date set forth above. They are compounded quarterly, based on the daily balance. These dividend rates and APY's may change every quarter, as determined by the Board of Directors (APY assumes all dividends are reinvested.) For accounts with tiered rates, if the average daily balance in the account is equal to or exceeds the minimum tier amount, the dividend rate and APY will be paid on the entire balance in the account. Dividends are paid from current Income and available earnings, after the required transfers to reserves at the end of the dividend period. Fees and other conditions could reduce the earnings.

**Early Withdrawal Penalty

A penalty equal to 90 days worth of dividends on the current CD balance will be applied to any early withdrawal made.

NOTE: Fees may reduce earnings.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.



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