Loan Rates

Loan rates effective March 15th, 2010. Rates are subject to change and "On Approved Credit".

We strive to match dealer or other lender rates. If you are offered a lower rate, bring that offer to the Credit Union and we may be able to match it. Remember, your loan supports the Credit Union.

• Rates shown are our best rates. Your rate may vary depending on your credit history.
• Home Equity Loans may also be tax deductible. Borrow up to 80% loan-to-value to $100,000. Call the office for more details.
• Check with your tax advisor to determine if the interest you pay on your Home Equity loan is tax deductible.

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Savings Rates

Rates shown reflect the most recent rates as of 6/30/2010, and are subject to change quarterly.

*APY = Annual Percentage Yield

The Dividend Rates and APY's listed above for share/savings, IRA, and share draft accounts were the rates paid on the last dividend declaration date set forth above. They are compounded quarterly, based on the daily balance. These dividend rates and APY's may change every quarter, as determined by the Board of Directors (APY assumes all dividends are reinvested.) For accounts with tiered rates, if the average daily balance in the account is equal to or exceeds the minimum tier amount, the dividend rate and APY will be paid on the entire balance in the account. Dividends are paid from current Income and available earnings, after the required transfers to reserves at the end of the dividend period. Fees and other conditions could reduce the earnings.

**Early Withdrawal Penalty

A penalty equal to 90 days worth of dividends on the current CD balance will be applied to any early withdrawal made.

NOTE: Fees may reduce earnings.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.”