Loans Designed For Every Need
Many people think that being in debt is a bad thing, but wise use of loans is actually one of the pillars of financial soundness. Use of a loan, to buy a house or other appreciating form of property, actually puts you AHEAD in your net worth rather than behind. You should actually plan for these types of loans and incorporate them into your overall financial goals.
In addition to planned events, there are also the inevitable surprises that come up in life that you CAN'T plan for that may require a loan. These include household repairs, a vehicle that unexpectedly breaks down, medical emergencies, and so forth.
The third type of loan is for things that, while are not absolutely necessary, are nevertheless things that you WANT and that will improve your quality of life. These include such things as vacations, boats and other vehicles for recreation, a swimming pool or addition to your home, and things of this nature.
The trick is not to go overboard and become so burdened with debt that it becomes difficult to meet necessary expenses, plus put money aside for savings. Finding just that right balance can be difficult, and your credit union is here to help. Whatever your wants and needs may be, your credit union has just the right type of loan to fill them. Plus, we will offer advice and counsel on whether it is financially sound to take on the debt. Finding just the right loan is a winning combination that will help satisfy your goals in life, while not putting undue burden on your finances. Stop by or call your credit union today and let us tailor a loan designed specifically for you. |
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Rates as of 08/23/2011
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*Fees may reduce earnings
*A penalty equal to 90 days worth of dividends on the current CD balance will be applied to any early withdrawal made.
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5 Star Rating from
Bauer Financial |
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| IBEW Members + Credit Union does not contact individuals to request their personal information. Never provide personal financial information, including your Social Security Number, account numbers or passwords over the telephone or internet, if you did not initiate the contact. |
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| Quick Links |
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Retirement Solutions by Gene Schnabel
1875 Arnold Dr Ste 101
Martinez, CA 94553
Phone: 1.888.826.7620
Fax: 925.370.9205
Hours:
Monday - Friday
9:00am - 5:00pm
Holidays: Presidents' Day- February 20
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